Personal & business · one app
Give every coin a job with envelopes.
KeepWise is the one app that runs both your personal money and your business — side by side, never mixed. Bring the classic envelope method to each, and watch every envelope fill as you spend, in your own currency.
Be first to get it · free to start · works offline
No syncing. No spreadsheets. Just clarity.
Meet KeepWise
Your money buddy — for business & personal.
Friendly, smart, reliable and always positive. KeepWise is the little coin that simplifies your money life and helps you grow — keeping your envelopes full, your invoices sent and your head clear.
How it works
Budget before you spend — not after.
Most apps only track spending after it happens. KeepWise flips it: decide where your money goes first, then spend from the right envelope.
Fill your envelopes
Give each category a monthly amount — Groceries, Rent, Savings. That money is now “set aside”.
Spend from an envelope
Log a purchase against its envelope. It fills up as you spend, and turns coral, then red, as it nears the limit.
Stay in control
See at a glance what’s left everywhere — on Home and on the Envelopes screen — so you never overshoot.
Everything in one place
A full money toolkit, not just a tracker.
Envelope budgeting
The proven method, beautifully visual — each envelope fills as you spend and seals when you set it.
Personal + Business
Two separate spaces in one app. The whole UI shifts colour so you always know which money you’re in.
Invoices & Studio
Send branded invoices with your logo, colours and templates. Mark paid, track overdue.
Receipt scanning
Snap a receipt and KeepWise reads the amount into a record — no typing.
Recurring & bills
Auto-post rent, salaries and subscriptions, with reminders before each one is due.
Reports & export
See where it goes with clear charts, then export to CSV or PDF whenever you need.
One app, two lives
Keep home money and business money apart — without two apps.
Switch between your Personal and Business space in a tap. Each has its own envelopes, accounts, categories and reports, so nothing ever mixes. Personal glows yellow; Business glows mint.
Why KeepWise
Private by default. Yours forever.
Works offline
Your data lives on your device first. Open KeepWise anywhere — no signal required.
No ads, no data selling
We make money from a fair subscription, never from your financial data.
Any currency
Pick your currency per space — rupees, dollars, euros, anything. KeepWise works the same the world over.
Simple pricing
Start free. Upgrade when you’re ready.
Budgeting and envelopes are free. Go Pro for unlimited invoices, receipt scanning, the AI assistant, cloud backup and more.
See pricingQuestions, answered
What is envelope budgeting?
Is KeepWise a bank?
Does it work for a small business too?
Coming soon
Join the KeepWise waitlist.
Be first in line when we launch, and get an invite to our WhatsApp community for early access, tips and updates. Drop your email and WhatsApp number below.
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